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Sansa Law Desk
AI Governance in India 2026: Legal Framework, DPDP Act, and the Ethics Bill
India does not yet have a standalone artificial intelligence law. Unlike the European Union, which enacted the AI Act in 2024 with binding rules across all member states, India has adopted a principles-first, risk-based approach that relies on existing legislation, sector-specific regulation, and voluntary guidelines to govern AI deployment. The key legislation affecting AI systems is the Digital Personal Data Protection Act, 2023, with its Rules notified in 2025 for phased r

Kaustav Chowdhury
4 min read
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Election Commission Powers Under Article 324: Central Forces, Model Code, and Constitutional Authority
The Election Commission of India (ECI) derives its authority from Article 324 of the Constitution, which vests in it the superintendence, direction, and control of all elections to Parliament, state legislatures, and the offices of President and Vice President. This constitutional mandate gives the ECI sweeping powers that extend well beyond merely conducting polls. From deploying central armed police forces across state boundaries to enforcing the Model Code of Conduct, the

Kaustav Chowdhury
4 min read
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RBI Deceased Account Holder Directions 2025: Simplified Claim Settlement for Legal Heirs
The Reserve Bank of India issued comprehensive directions on 26 September 2025 titled 'Settlement of Claims in respect of Deceased Customers of Banks', requiring all commercial and cooperative banks to implement a simplified and time-bound framework for processing claims by legal heirs and nominees of deceased account holders. These directions, effective from 31 March 2026, address a long-standing grievance: the ordeal families face when attempting to access the bank accounts

Kaustav Chowdhury
4 min read
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